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SOURCE OF INFORMATION : NATIONAL HOUSING BANK WEBSITE
PERIOD COVERED : 01-MAR-2006 TO 31-OCT-2025

HOUSING FINANCE COMPANIES: DID NOT MAKE DISCLOSURE OF THE APPROACH FOR GRADATION OF RISK AND RATIONALE FOR CHARGING DIFFERENT RATE OF INTEREST TO DIFFERENT CATEGORIES OF BORROWERS, TO ITS CUSTOMERS IN THE APPLICATION FORMS AND DID NOT COMMUNICATE THE SAME EXPLICITLY IN THE SANCTION LETTERS

S.No. ENTITY REGULATORY CHARGES REGULATORY ACTION(S) / DATE OF ORDER FURTHER DEVELOPMENTS
1
History of entity/person GODREJ HOUSING FINANCE LTD.  
DID NOT MAKE DISCLOSURE OF THE APPROACH FOR GRADATION OF RISK AND RATIONALE FOR CHARGING DIFFERENT RATE OF INTEREST TO DIFFERENT CATEGORIES OF BORROWERS, TO ITS CUSTOMERS IN THE APPLICATION FORMS AND DID NOT COMMUNICATE THE SAME EXPLICITLY IN THE SANCTION LETTERS    IMPOSED PENALTY RS.500000

30-SEP-2024 		 
The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.

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