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S.No.
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ENTITY |
PERSONS |
REGULATORY CHARGES
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REGULATORY ACTION(S) / DATE OF ORDER
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FURTHER DEVELOPMENTS
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1
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AJINKYATARA SAHAKARI BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
30-SEP-2015
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RBI VIDE ITS ORDER DATED 28/09/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 29/09/2016 TO 30/03/2017
RBI VIDE ITS ORDER DATED 29/03/2016, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 30/03/2016 TO 30/09/2016
RBI VIDE ITS ORDER DATED 20/03/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 31/03/2017 TO 30/09/2017
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2
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AMANATH CO-OPERATIVE BANK LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
01-APR-2013
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RBI VIDE ITS ORDER DATED 08/07/2015, EXTENDED TO DIRECTIONS TILL 04/01/2016
RBI VIDE ITS ORDER DATED 30/09/2013, EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/10/2013 TO 04/04/2014 AND AGAIN EXTENDED FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/04/2014 TO 04/10/2014 AND AGAIN EXTENDED FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/10/2014 TO 04/01/2015
RBI VIDE ITS ORDER DATED 13/07/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/07/2016 TO 04/01/2017
RBI VIDE ITS ORDER DATED 04/01/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/01/2017 TO 04/07/2017
RBI VIDE ITS ORDER DATED 04/07/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/07/2017 TO 04/01/2018
RBI VIDE ITS ORDER DATED 04/01/2018, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/01/2018 TO 04/07/2018
RBI VIDE ITS ORDER DATED 02/01/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/01/2019 TO 04/07/2019
RBI VIDE ITS ORDER DATED 04/07/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/07/2019 TO 04/01/2020
RBI VIDE ITS ORDER DATED 03/01/2020 WITHDREW W.E.F. 03/012020ALL ALL THE DIRECTIONS ISSUED
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3
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BHOPAL NAGRIK SAHAKARI BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
31-OCT-2012
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RBI VIDE ITS ORDER DATED 30/10/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/11/2015 TO 30/04/2016
RBI VIDE ITS ORDER DATED 31/10/2014, EXTENDED DIRECTIONS FOR A PERIOD OF SIX MONTHS FROM 01/11/2014 TO 30/04/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/05/2015 TO 31/10/2015
RBI VIDE ITS ORDER DATED 06/06/2016, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/05/2016 TO 31/10/2016
RBI VIDE ITS ORDER DATED 22/03/2016 MODIFIED ITS DIRECTIONS DATED 29/10/2012 AS - A SUM NOT EXCEEDING RS.5,00,000/- (RUPEES FIFTY THOUSAND ONLY) IN EVERY SAVINGS BANK ACCOUNT OR CURRENT ACCOUNT OR TERM DEPOSIT ACCOUNT OR ANY OTHER DEPOSIT ACCOUNT BY WHATEVER NAME CALLED ALLOWED TO BE WITHDRAWN BY DEPOSITOR, PROVIDED THAT WHEREVER SUCH DEPOSITOR IS HAVING LIABILITY TO THE BANK IN ANY MANNER, I.E. EITHER AS A BORROWER OR SURETY, INCLUDING LOANS AGAINST DEPOSITS, THE AMOUNT MAY BE ADJUSTED FIRST TO THE RELEVANT BORROWAL ACCOUNT/S
RBI VIDE ITS ORDER DATED 25/07/2017, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/08/2017 TO 31/01/2018
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4
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BRAHMAWART COMMERCIAL CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
07-JUL-2015
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RBI VIDE ITS ORDER DATED 05/01/2016, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 06/01/2016 TO 06/04/2016
RBI VIDE ITS ORDER DATED 23/09/2015 RELAXED THE DIRECTIONS IMPOSED ON BRAHMAWART COMMERCIAL CO-OPERATIVE BANK LTD. NOW DEPOSITOR WILL BE ALLOWED TO WITHDRAW UP TO RS.40,000
RBI VIDE ITS ORDER DATED 05/04/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 07/04/2016 TO 06/07/2016
RBI VIDE ITS ORDER DATED 05/07/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 07/07/2016 TO 06/01/2017
RBI VIDE ITS ORDER DATED 30/12/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 07/01/2017 TO 06/07/2017
RBI VIDE ITS ORDER DATED 29/06/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF FOUR MONTHS FROM 07/07/2017 TO 06/11/2017
RBI VIDE ITS ORDER DATED 06/11/2014, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF FOUR MONTHS FROM 07/11/2017 TO 06/03/2018
RBI VIDE ITS ORDER DATED 01/03/2018, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF FOUR MONTHS FROM 07/03/2018 TO 06/07/2018
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5
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CHOUNDESHWARI SAHAKARI BANK LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
DIRECTED NOT TO DISBURSE OR AGREED TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE
ENTERED INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS EXCEPT AS NOTIFIED IN RBI DIRECTIONS DATED 28/08/2014
03-SEP-2014
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RBI VIDE ITS ORDER DATED 03/09/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 01/09/2015 TO 30/11/2015
RBI VIDE ITS ORDER DATED 13/03/2015, EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/03/2015 TO 31/08/2015
RBI VIDE ITS ORDER DATED 30/11/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/12/2015 TO 31/05/2016
RBI VIDE ITS ORDER DATED 30/05/2016, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 01/06/2016 TO 30/11/2016
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6
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CKP CO-OPERATIVE BANK LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
02-MAY-2014
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RBI VIDE ITS ORDER DATED 28/10/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 01/11/2015 TO 31/01/2016
RBI VIDE ITS ORDER DATED 30/07/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 31/07/2015 TO 31/10/2015
RBI VIDE ITS ORDER DATED 22/01/2016, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF SIX MONTHS FROM 31/01/2016 TO 31/07/2016
RBI VIDE ITS ORDER DATED 28/07/2016, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF SIX MONTHS FROM 01/08/2016 TO 31/01/2017
RBI VIDE ITS ORDER DATED 27/01/2017, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF SIX MONTHS FROM 01/07/2017 TO 31/07/2017S SUBJECT TO REVIEW ALONGWITH PARTIAL MODIFICATIONS TO THE DIRECTIVES DATED 30/04/2014 AS (I) BANK IS ALLOWED TO SET OFF LOANS AGAINST DEPOSITS, IF THE TERMS & CONDITIONS OF LOAN AGREEMENT WITH BORROWER PROVIDE THAT THE AMOUNT IN HIS SPECIFIC DEPOSIT ACCOUNT (BY WHATEVER NAME CALLED) MAY BE ALLOWED TO BE APPROPRIATED / ADJUSTED BY THE BANK TOWARDS HIS LOAN ACCOUNT, SUCH APPROPRIATION / ADJUSTMENT TO THE EXTENT OF OUTSTANDING BALANCE IN LOAN ACCOUNT IS PERMITTED SUBJECT TO FOLLOWING ADDITIONAL CONDITIONS: (A) THE ACCOUNTS HAVE TO BE KYC COMPLIANT AS ON THE DATE OF ADJUSTMENT (B) DEPOSITS HELD BY A THIRD PARTY INCLUDING BUT NOT LIMITED TO GUARANTOR/S/ SURETIES ARE NOT PERMITTED TO BE ADJUSTED (C) THIS OPTION SHOULD BE EXERCISED UNDER DUE NOTICE TO/ CONSENT OF THE DEPOSITOR NORMALLY IN CASES WHERE FURTHER DELAY IN SETTING OFF MAY RESULT IN THE LOAN ACCOUNT BECOMING NPA. FOR SETTING OFF STANDARD LOANS (BEING SERVICED REGULARLY) AND ANY DIVERGENCE FROM TERMS & CONDITIONS OF LOAN AGREEMENT, PRIOR WRITTEN CONSENT OF THE DEPOSITOR - BORROWER WOULD BE NECESSARY (D) THE DEPOSIT OR ITS SET OFF SHOULD NOT BE SUBJECT TO ANY RESTRICTIONS SUCH AS ATTACHMENT ORDER / PROHIBITORY ORDER OF COURT OF LAW OR STATUTORY AUTHORITY OR OTHER AUTHORITY EMPOWERED UNDER LAW, EARNEST MONEY DEPOSIT, OBLIGATION OF TRUST, THIRD PARTY LIEN, UNDER PROVISION OF THE STATE COOPERATIVE SOCIETIES ACT ETC. (II) THE BANK IS ALLOWED TO TREAT REGULAR AND SECURED CC ACCOUNTS (WHICH ARE IN ORDER AND WHEREIN THERE IS REGULAR PAYMENT OF INTEREST) AS STANDARD ADVANCES. HOWEVER, RENEWAL OF CC ACCOUNTS FOR THE PURPOSE OF WITHDRAWAL IS NOT ALLOWED
RBI VIDE ITS ORDER DATED 26/07/2017, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF FOUR MONTHS FROM 01/08/2017 TO 30/11/2017
RBI VIDE ITS ORDER DATED 23/11/2017, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF FOUR MONTHS FROM 01/12/2017 TO 31/03/2018
RBI VIDE ITS ORDER DATED 26/03/2018, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF FOUR MONTHS FROM 01/04/2018 TO 31/07/2018
RBI VIDE ITS ORDER DATED 23/07/2018, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF FOUR MONTHS FROM 01/08/2018 TO 30/11/2018
RBI VIDE ITS ORDER DATED 30/11/2018, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF THREE MONTHS FROM 01/12/2018 TO 28/02/2019
RBI VIDE ITS ORDER DATED 26/02/2019, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF THREE MONTHS FROM 01/03/2019 TO 31/05/2019
RBI VIDE ITS ORDER DATED 30/05/2019, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF ONE MONTH FROM 01/06/2019 TO 30/06/2019
RBI VIDE ITS ORDER DATED 24/06/2019, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF THREE MONTHS FROM 01/07/2019 TO 30/09/2019
RBI VIDE ITS ORDER DATED 25/10/2019, AGAIN EXTENDED DIRECTIONS FOR FURTHER PERIOD OF THREE MONTHS FROM 01/11/2019 TO 31/01/2020
RBI VIDE ITS ORDER DATED 29/01/2016, AGAIN EXTENDED DIRECTIONS FOR FURTHER TWO MONTHS FROM 01/02/2020 TO 31/03/2020
RBI VIDE ITS ORDER DATED 30/03/2020, DIRECTED TO CONTINUE DIRECTIONS DATED 30/04/2014 FOR FURTHER TWO MONTHS FROM 01/04/2020 TO 31/05/2020
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7
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DILIP URBAN CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
08-AUG-2014
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RBI VIDE ITS ORDER DATED 06/02/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 06/02/2016 TO 06/05/2016
RBI VIDE ITS ORDER DATED 06/08/2015, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 07/08/2015 TO 06/02/2016
RBI VIDE ITS ORDER DATED 04/05/2016 WITHDRAWN ALL INCLUSIVE DIRECTIONS ISSUED ON 06/08/2014 WITH EFFECT FROM THE CLOSE OF BUSINESS AS ON 04/05/2016
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8
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DR.BABASAHEB AMBEDKAR NAGARI SAHAKARI BANK MARYADIT
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
24-NOV-2014
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RBI VIDE ITS ORDER DATED 05/11/2015, AGAIN EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF THREE MONTHS FROM 04/11/2015 TO 03/02/2016
RBI VIDE ITS ORDER DATED 05/05/2015, EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF SIX MONTHS FROM 04/05/2015 TO 03/11/2015
RBI VIDE ITS ORDER DATED 03/02/2016, AGAIN EXTENDED ITS DIRECTIONS ISSUED VIDE ITS ORDER DATED 24/11/2014 FOR A FURTHER PERIOD OF THREE MONTHS FROM 04/02/2016 TO 03/05/2016
RBI VIDE ITS ORDER DATED 03/05/2016 WITHDRAWN ALL INCLUSIVE DIRECTIONS ISSUED ON 04/05/2012 WITH EFFECT FROM THE CLOSE OF BUSINESS AS ON 02/05/2016
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9
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GOKUL CO-OPERATIVE URBAN BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
12-APR-2016
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RBI VIDE ITS ORDER DATED 03/04/2017, AGAIN EXTENDED DIRECTIONS TILL 30/06/2017
RBI VIDE ITS ORDER DATED 30/09/2016, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 05/10/2016 TO 04/04/2017
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10
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GOMTI NAGARIYA SAHKARI BANK LTD.
|
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
DIRECTED NOT TO DISBURSE OR AGREED TO DISBURSE ANY PAYMENT WHETHER IN DISCHARGE OF ITS LIABILITIES AND OBLIGATIONS OR OTHERWISE
DIRECTED NOT TO BE ENTERED INTO ANY COMPROMISE OR ARRANGEMENT AND SELL, TRANSFER OR OTHERWISE DISPOSE OF ANY OF ITS PROPERTIES OR ASSETS
10-JUL-2017
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RBI VIDE ITS ORDER DATED 03/07/2018, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF FOUR MONTHS FROM 11/07/2018 TO 10/11/2018
RBI VIDE ITS ORDER DATED 30/10/2018, EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 11/11/2018 TO 10/05/2019
RBI VIDE ITS ORDER DATED 13/05/2019 WITHDREW THE DIRECTIONS ISSUED ON 03/07/2017 AND MODIFIED FROM TIME TO TIME
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11
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HCBL CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
16-APR-2015
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RBI VIDE ITS ORDER DATED 12/10/2015, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/10/2015 TO 15/04/2016
RBI VIDE ITS PRESS RELEASE DATED 01/07/2015 MODIFIED ITS DIRECTIONS ISSUED ON 10/04/2015. ITEM (I) OF PARAGRAPH 1 BE MODIFIED AS A SUM NOT EXCEEDING TOTAL BALANCE IN EVERY SAVINGS BANK ACCOUNT OR CURRENT ACCOUNT OR TERM DEPOSIT ACCOUNT OR ANY OTHER DEPOSIT ACCOUNT (BY WHATEVER NAME CALLED) MAY BE ALLOWED TO BE WITHDRAWN BY DEPOSITOR, PROVIDED THAT WHEREVER SUCH DEPOSITOR IS HAVING LIABILITY TO THE BANK IN ANY MANNER, I.E. EITHER AS A BORROWER OR SURETY, INCLUDING LOANS AGAINST BANK DEPOSITS, THE AMOUNT MAY BE ADJUSTED FIRST TO THE RELEVANT BORROWAL ACCOUNT/S B) ITEM (II) OF PARAGRAPH 1 SHALL BE OMITTED
RBI VIDE ITS ORDER DATED 18/04/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/04/2016 TO 15/10/2016
RBI VIDE ITS ORDER DATED 07/10/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/10/2016 TO 15/04/2017
RBI VIDE ITS ORDER DATED 10/04/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/04/2017 TO 15/10/2017
RBI VIDE ITS ORDER DATED 12/10/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 16/10/2017 TO 15/04/2018
RBI VIDE ITS ORDER DATED 13/04/2018 WITHDRAWN ALL THE DIRECTIONS SO ISSUED (AND MODIFIED FROM TIME TO TIME) WITH EFFECT FROM 13/04/2018
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12
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INDIAN MERCANTILE CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
12-JUN-2014
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RBI VIDE ITS ORDER DATED 10/06/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 12/06/2015 TO 11/09/2015
RBI VIDE ITS ORDER DATED 11/12/2014, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/12/2014 TO 11/06/2015
RBI VIDE ITS ORDER DATED 10/09/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 12/09/2015 TO 11/12/2015
RBI VIDE ITS ORDER DATED 20/10/2015 MODIFIED ITS DIRECTIONS DATED 30/06/2014 - A SUM NOT EXCEEDING 70% (SEVENTY PERCENT) OF THE DEPOSITS HELD BY A DEPOSITOR SUBJECT TO A MAXIMUM OF RS.5,00,000/- (RUPEES FIFTEEN LAKH ONLY) IN EVERY SAVINGS BANK ACCOUNT OR CURRENT ACCOUNT OR TERM DEPOSIT ACCOUNT OR ANY OTHER DEPOSIT ACCOUNT BY WHATEVER NAME CALLED, WHICH WILL BE OVER AND ABOVE RS.1,00,000/- (RUPEES ONE LAKH) ALREADY PERMITTED TO BE WITHDRAWN AFTER IMPOSITION OF DIRECTIONS, MAY BE ALLOWED TO BE WITHDRAWN BY A DEPOSITOR, PROVIDED THAT WHEREVER SUCH DEPOSITOR IS HAVING LIABILITY TO THE BANK IN ANY MANNER, I.E. EITHER AS A BORROWER OR SURETY, INCLUDING LOANS AGAINST BANK DEPOSITS, THE AMOUNT MAY BE ADJUSTED FIRST TO THE RELEVANT BORROWAL ACCOUNT/S.“ ALL OTHER RESTRICTIONS, CONDITIONS AND PROVISIONS CONTAINED IN THE DIRECTIVE DATED JUNE 4, 2015 SHALL REMAIN UNCHANGED AND SHALL CONTINUE TO BE VALID UPTO THE CLOSE OF BUSINESS ON DECEMBER 11, 2015 SUBJECT TO REVIEW
RBI VIDE ITS ORDER DATED 11/12/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 12/12/2015 TO 11/03/2016
RBI VIDE ITS ORDER DATED 11/03/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/03/2016 TO 11/09/2016
RBI VIDE ITS ORDER DATED 07/09/2016, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/09/2016 TO 11/03/2017
RBI VIDE ITS ORDER DATED 30/11/2016 MODIFIED PARAGRAPH 3 OF ITS DIRECTIONS DATED 19/10/2015 - A SUM NOT EXCEEDING 70% (SEVENTY PERCENT) OF THE DEPOSITS HELD BY A DEPOSITOR IN EVERY SAVINGS BANK ACCOUNT OR CURRENT ACCOUNT OR TERM DEPOSIT ACCOUNT OR ANY OTHER DEPOSIT ACCOUNT BY WHATEVER NAME CALLED, WHICH WILL BE OVER AND ABOVE RS.1,00,000/- (RUPEES ONE LAKH) ALREADY PERMITTED TO BE WITHDRAWN AFTER IMPOSITION OF DIRECTIONS, MAY BE ALLOWED TO BE WITHDRAWN BY A DEPOSITOR, PROVIDED THAT WHEREVER SUCH DEPOSITOR IS HAVING LIABILITY TO THE BANK IN ANY MANNER, I.E. EITHER AS A BORROWER OR SURETY, INCLUDING LOANS AGAINST BANK DEPOSITS, THE AMOUNT MAY BE ADJUSTED FIRST TO THE RELEVANT BORROWAL ACCOUNT/S.“ ALL OTHER RESTRICTIONS, CONDITIONS AND PROVISIONS CONTAINED IN THE DIRECTIVE DATED JUNE 4, 2014 ISSUED TO INDIAN MERCANTILE CO-OPERATIVE BANK LTD. SHALL REMAIN UNCHANGED AND SHALL CONTINUE TO BE VALID UPTO THE CLOSE OF BUSINESS ON MARCH 11, 2017 SUBJECT TO REVIEW
RBI VIDE ITS ORDER DATED 09/03/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/03/2017 TO 11/09/2017
RBI VIDE ITS ORDER DATED 01/09/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/09/2017 TO 11/03/2018
RBI VIDE ITS ORDER DATED 06/03/2018, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/03/2018 TO 11/09/2018
RBI VIDE ITS ORDER DATED 07/09/2018, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/09/2018 TO 11/03/2019
RBI VIDE ITS ORDER DATED 05/03/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 12/03/2019 TO 11/09/2019
RBI VIDE ITS ORDER DATED 11/09/2019 WITHDREW ALL DIRECTIONS ISSUED (AND MODIFIED FROM TIME TO TIME)
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13
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JAMKHED MERCHANTS CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
12-APR-2016
|
RBI VIDE ITS ORDER DATED 07/04/2017, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF TWO MONTHS FROM 13/04/2017 TO 12/06/2017
RBI VIDE ITS ORDER DATED 06/10/2016, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 13/10/2016 TO 12/04/2017
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14
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JANATA COMMERCIAL CO-OPERATIVE BANK LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
14-SEP-2012
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RBI VIDE ITS ORDER DATED 12/06/2015, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 14/06/2015 TO 13/09/2015
RBI VIDE ITS ORDER DATED 14/09/2012, EXTENDED PERIOD OF DIRECTIONS FOR A PERIOD OF TWENTY FOUR MONTHS FROM 14/09/2012 TO 13/03/2013 AND FROM 14/03/2013 TO 13/09/2013 AND FROM 14/09/2013 TO 13/03/2014 AND FROM 14/03/2014 TO 13/09/2014 AND NOW EXTENDED FOR A FURTHER PERIOD OF THREE MONTHS FROM 14/09/2014 TO 13/06/2014
RBI VIDE ITS ORDER DATED 28/08/2015 WITHDRAWN ALL INCLUSIVE DIRECTIONS ISSUED ON 12/09/2012 WITH EFFECT FROM CLOSE OF BUSINESS AS ON 26/08/2015
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15
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JIJAMATA MAHILA SAHAKARI BANK LTD.
|
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
|
RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
10-JUL-2015
|
RBI VIDE ITS ORDER DATED 10/01/2016, EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 10/01/2016 TO 09/07/2016
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16
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KASUNDIA CO-OPERATIVE BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
17-JAN-2007
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17
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KISAN NAGARI SAHAKARI BANK MARYADIT
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
29-JAN-2015
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RBI VIDE ITS ORDER DATED 09/04/2015 WITHDREW ALL DIRECTIONS ISSUED ON 29/01/2015 WITH EFFECT FROM CLOSE OF BUSINESS AS ON 09/04/2015
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18
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KOKAN PRANT SAHAKARI BANK LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
07-AUG-2012
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19
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LOKSEVA SAHAKARI BANK LTD.
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
23-MAY-2014
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RBI VIDE ITS ORDER DATED 18/05/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 20/05/2015 TO 19/11/2015
RBI VIDE ITS ORDER DATED 21/11/2014, EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 20/11/2014 TO 19/05/2015
RBI VIDE ITS ORDER DATED 19/05/2015, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 19/11/2015 TO 19/05/2016
RBI VIDE ITS ORDER DATED 19/05/2016, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 19/05/2016 TO 19/11/2016
RBI VIDE ITS ORDER DATED 11/11/2016, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF SIX MONTHS FROM 20/11/2016 TO 19/05/2017
RBI VIDE ITS ORDER DATED 25/01/2017 MODIFED THE DIRECTIONS ISSUED VIDE ITS ORDER DATED 19/05/2014 AS (I) BANK IS ALLOWED TO SET OFF LOANS AGAINST DEPOSITS, IF THE TERMS & CONDITIONS OF LOAN AGREEMENT WITH BORROWER PROVIDE THAT THE AMOUNT IN HIS SPECIFIC DEPOSIT ACCOUNT (BY WHATEVER NAME CALLED) MAY BE ALLOWED TO BE APPROPRIATED / ADJUSTED BY THE BANK TOWARDS HIS LOAN ACCOUNT, SUCH APPROPRIATION / ADJUSTMENT TO THE EXTENT OF OUTSTANDING BALANCE IN LOAN ACCOUNT MAY BE DONE SUBJECT TO FOLLOWING ADDITIONAL CONDITIONS: (A) THE ACCOUNTS HAVE TO BE KYC COMPLIANT AS ON THE DATE OF ADJUSTMENT (B) DEPOSITS HELD BY A THIRD PARTY INCLUDING BUT NOT LIMITED TO GUARANTOR/S/ SURETIES ARE NOT PERMITTED TO BE ADJUSTED (C) THIS OPTION SHOULD BE EXERCISED UNDER DUE NOTICE TO/ CONSENT OF THE DEPOSITOR NORMALLY IN CASES WHERE FURTHER DELAY IN SETTING OFF MAY RESULT IN THE LOAN ACCOUNT BECOMING NPA. FOR SETTING OFF STANDARD LOANS (BEING SERVICED REGULARLY) AND ANY DIVERGENCE FROM TERMS & CONDITIONS OF LOAN AGREEMENT, PRIOR WRITTEN CONSENT OF THE DEPOSITOR - BORROWER WOULD BE NECESSARY (D) THE DEPOSIT OR ITS SET OFF SHOULD NOT BE SUBJECT TO ANY RESTRICTIONS SUCH AS ATTACHMENT ORDER / PROHIBITORY ORDER OF COURT OF LAW OR STATUTORY AUTHORITY OR OTHER AUTHORITY EMPOWERED UNDER LAW, EARNEST MONEY DEPOSIT, OBLIGATION OF TRUST, THIRD PARTY LIEN, UNDER PROVISION OF THE STATE COOPERATIVE SOCIETIES ACT ETC. (II) BANK ALLOWED TO RENEW EXISTING LOAN LIMITS OF STANDARD AND SECURED CC ACCOUNTS OTHER THAN THE DIRECTOR RELATED LOANS, IF ANY, AS PER EXISTING TERMS AND CONDITIONS
RBI VIDE ITS ORDER DATED 19/05/2017, AGAIN EXTENDED PERIOD OF DIRECTIONS FOR A FURTHER PERIOD OF FOUR MONTHS FROM 20/05/2017 TO 19/09/2017
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20
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MAPUSA URBAN CO-OPERATIVE BANK OF GOA LTD.,THE
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VIOLATED DIRECTIVES/INSTRUCTIONS/GUIDELINES ISSUED BY RBI
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RESTRAINED FROM GRANTING OR RENEWING ANY LOAN /ADVANCES, MAKE INVESTMENT, INCUR LIABILITIES, BORROW, DEAL IN PROPERTIES ETC. WITHOUT APPROVAL OF RBI IN WRITING
24-JUL-2015
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RBI VIDE ITS ORDER DATED 20/02/2019 MODIFIED ITS DIRECTIONS DATED 24/07/2015. A SUM NOT EXCEEDING RS.50,000/- IN EVERY ACCOUNT BY WHATEVER NAME CALLED ALLOWED TO BE WITHDRAWN BY DEPOSITOR, PROVIDED THAT WHEREVER SUCH DEPOSITOR IS HAVING LIABILITY TO THE BANK IN ANY MANNER, AMOUNT MAY BE ADJUSTED FIRST TO RELEVANT BORROWAL ACCOUNT/S
RBI VIDE ITS ORDER DATED 02/07/2019 PARTIALLY MODIFIED ITS DIRECTIONS ISSUED VIDE ORDER DATED 24/07/2015. THE BANK IS ALLOWED TO SET OFF LOANS AGAINST DEPOSITS, IF TERMS & CONDITIONS OF LOAN AGREEMENT WITH BORROWER PROVIDE THAT AMOUNT IN HIS SPECIFIC DEPOSIT ACCOUNT (BY WHATEVER NAME CALLED) MAY BE APPROPRIATED/ ADJUSTED BY BANK TOWARDS HIS LOAN ACCOUNT, SUCH APPROPRIATION/ ADJUSTMENT TO EXTENT OF OUTSTANDING BALANCE IN LOAN ACCOUNT MAY BE DONE SUBJECT TO ADDITIONAL CONDITIONS AS MENTIONED IN THE ORDER
RBI VIDE ITS ORDER DATED 16/08/2019, AGAIN EXTENDED DIRECTIONS FOR A FURTHER PERIOD OF THREE MONTHS FROM 19/08/2019 TO 18/11/2019
RBI VIDE ITS ORDER DATED 18/11/2019, EXTENDED DIRECTIONS FOR THREE MONTHS FROM 19/11/2019 TO 18/02/2020
RBI VIDE ITS ORDER DATED 18/02/2020, DIRECTED TO CONTINUE DIRECTIONS DATED 24/07/2015 FOR FURTHER TWO MONTHS FROM 19/02/2020 TO 18/04/2020
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The regulatory charges/regulatory actions may be fully or partly applicable to the entities/persons mentioned in the second column.
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